debit card built to re/build credit

no credit checks, late fees, hidden fees, security deposits,
or paying interest, ever.
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Satyaki Debit Card

a new way to build credit.

Satyaki isn't a credit card; it's a debit card that works with your bank. at the end of each month, Satyaki adds up your purchases and payments and shares this information with credit bureaus to build your credit score.

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Satyaki App Screens

earn reward points with every purchase.

earn between 1% - 1.5% cash back, points when you make everyday purchases like groceries, utility bills, and everything in between. plus, you can use your earned points to get awesome products from our rewards store.

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seamlessly link your bank account.

no need to open a new bank account with Satyaki. simply connect your existing one. the Satyaki debit card uses the money in your bank account to help you build credit. you won’t need an additional security deposit to open an account.

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how does the Satyaki card work?

1. sign up

you can think of the Satyaki card as a layer on top of your existing bank's debit card. you don't have to open a new account. you just connect to us like you would if you were setting up GPay. so instead of swiping with your bank's debit card, you swipe with ours. it's like turbocharging your current debit card.

2. spend

when you use your Satyaki, we front you the cost of your transaction and automatically pay ourselves back with the money that you have in your connected bank account. since we are a debit card, we won't let you spend more than you have.

3. build credit

at the end of the month, we add up every time that you paid us back and report it to the credit bureaus that we have partnered with as a way to help build your credit history.

your security, our priority.

your data stays yours - always.

at Satyaki, your personal data and transactions are encrypted and secured. We make sure what's yours stays exclusively yours.

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our mandate

today, millions of Indians don't want or can't get a credit card. yet, there are very few alternatives for building your credit in a simple and reliable way. our mission is to make credit building safer, smarter, and more accessible for everyone!

we created Satyaki to combine the advantage of building credit with the ease and predictability of debit. whether you’re working to rebuild your credit or just starting on your credit journey, Satyaki strives to make it as easy as we can to build your credit.

In creating Satyaki, people often ask, "Can you trust customers to repay without any safety net?" Our answer: we welcome those committed to debt-free credit building. We trust customers to repay, and they can trust us to be an ally on their credit journey, free from worries about debt. It's a mutual understanding focused on responsible credit building.

Satyaki pricing: simple and transparent.

at Satyaki, we're focused on giving you great value. stay tuned for pricing details that will make financial empowerment easy for everyone.

₹600

account opening fee

₹300

annual account maintenance charge

Satyaki survey

shape Satyaki, share your voice!

we value your input. help us make Satyaki even better by sharing your thoughts through our quick survey. your feedback guides us in creating a product that suits your needs and aspirations.

Take the survey now
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we would be honored to have you join as a founding member.

debit that builds credit, rewardingly, ₹600 account opening fee, and ₹300 account maintenance charge.
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Satyaki Debit Card
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contact us:
vinodraichur004@gmail.com